Job Purpose
- Perform audit activities as a Manager or audit team member depending on the size and complexity of the audit
- Assist the Chief Internal Audit /Section audit Head in performing the functions, duties and management roles in the audit Division as assigned.
Key Accountabilities (1)
1. Execute a comprehensive audit plan aligned with the organization's strategic objectives and regulatory expectations to ensure quality, timeliness, and effectiveness regarding: operations of the units/departments/individuals in charge:
- Assess the materiality and risk managment of key actitivities, processes, units to timely update the audit risk profile and submit audit plan based on in-deep knowledge audit methodology; internal control frameworks; profound risk management and analytical reports.
- Assess the adequacy and effectiveness of credit policies, procedures, controls, and operational risk mitigation strategies based on good knowledge of audit methodologies, fully understanding of banking regulation, legal framwork, TCB internal regulation.
- Conduct thorough and independent audits one of the activities, including: Credit underwriting, bond investment, risk governance, risk management, portfolio monitoring, collateral managment, recovery strategies/debt collection, risk measurement models (EL, ECL under IFRS 9,...) and model governance based on knowledge of audit methodologies, profound knowlege in risk management, corporate financial reporting, analytical skill, data processing skills; risk on technology, data,...in activities related to technology and data; liquidity risk, interest risk, treasury, CAR, ICAAP,...in financial activities of the bankwide; operation risk, fraud risk,...in operational and business support activites
- Analyze audit findings based on assessing the Bank's risk management and internal control and the impact of these isssues on the bank 's performace and compliance with regulations which requires the problem solving skill, analytical thiking skill, operational risk management.
Key Accountabilities (2)
2. Conduct the supervision:
- Perform supervision activities inlusive: review transactions with organizations and individuals under the approval authority of the Board of Directors and General Meeting of Shareholders; compliance with legal regulations, internal regulations in corporate credit activities and compliance with restrictions to ensure safety in TCB's operations based on the following skills and knowledge:
(i) In deep knowledge of financial Statements reportting to analyse balance sheets, income statements, and other financial documents...
(ii) Data analytics skill to implement data-driven audit approaches to identify trends, patterns, and anomalies.
(iii) Regulation and laws knowledge to Stay abreast of regulatory changes, industry best practices in credit risk management, audit, model governance, and operational risk to timely give recomendation (if any)
- Monitor the remedial action of risk issues, non-compliance and risk control and recommendations of external state agencies, external auditors, ....
Key Accountabilities (3)
3. Proactively research, train to effectively carry out auditing and supervision activities and participate in developing, amending, and supplementing internal regulations related to the activities of the BOS and Internal Audit under the law.
4. Perform other appropriate functions and responsibilities according to the law, internal regulations, direction, authorization/delegation of power/responsibilities assignment of the Head/Director/Senior manager
Key Relationships - Direct Manager
Head of internal audit/ Senior manager, internal audit
Key Relationships - Direct Reports
Key Relationships - Internal Stakeholders
All units in charge of work are audited
Key Relationships - External Stakeholders
State agencies/authorities - State bank of Vietnam, MOF, Government inspection; Independent auditors, consulting units,...releated to the functions, tasks stipulated by BOS and as assigned by the Chief Internal Auditor, including but not limited to:
- The State Bank- The banking supervision agency (periodic reports and ad hoc audit requests) and other State management agencies upon request;
- Independent Auditing Firms; The consulting company/organization is hired to support the implementation of the Internal Audit's duties;
- Companies/organizations of association nature, professions in the field of banking, finance, accounting, auditing
